Under Medicare eligibility, which provision can apply to those with Amyotrophic Lateral Sclerosis (ALS)?

Prepare for the CEBS Course 3 Exam with Group Benefits Associate and Retirement Plans Associate content using flashcards and multiple choice questions. Enhance your understanding with hints and explanations for each question, ensuring you're ready for success!

Multiple Choice

Under Medicare eligibility, which provision can apply to those with Amyotrophic Lateral Sclerosis (ALS)?

Explanation:
ALS has a special provision that waives the usual 24-month waiting period for Medicare eligibility. When someone with ALS becomes eligible for Social Security Disability Insurance, Medicare coverage starts immediately—the month disability benefits begin—without the typical two-year delay. This gives rapid access to both hospital insurance and medical insurance, though premiums may still apply for Part B. The other options don’t fit because there isn’t a blanket premium waiver, Medicare isn’t based on reaching age 60, and ALS does have Medicare benefits.

ALS has a special provision that waives the usual 24-month waiting period for Medicare eligibility. When someone with ALS becomes eligible for Social Security Disability Insurance, Medicare coverage starts immediately—the month disability benefits begin—without the typical two-year delay. This gives rapid access to both hospital insurance and medical insurance, though premiums may still apply for Part B. The other options don’t fit because there isn’t a blanket premium waiver, Medicare isn’t based on reaching age 60, and ALS does have Medicare benefits.

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